Affiliate Disclosure
Last Updated: July 2026
FTC Required Disclosure
American Insurance HQ (americaninsurancehq.com) participates in affiliate marketing programs. This means that when you click on links on our website and purchase insurance policies or complete insurance applications, we may receive a commission or referral fee from the insurance provider. This commission is paid by the insurance company, not by you, and does not increase the cost of your insurance policy.
Our Affiliate Partners
We currently maintain affiliate relationships with select online insurance providers. When you click a link on this site and purchase a policy or complete an application, we may earn a referral fee from the respective provider. Our current partner list is updated periodically — please contact us if you have questions about a specific link.
How We Identify Affiliate Links
All affiliate links on American Insurance HQ are marked with the HTML attribute rel="nofollow sponsored"as required by FTC guidelines and Google's webmaster policies. Links to affiliate partners open in new browser tabs.
Editorial Independence
Our editorial content — including insurance cost estimates, coverage recommendations, and regulatory information — is not influenced by our affiliate relationships. We recommend coverage types based on regulatory requirements, industry standards, and the specific risks of each profession and state. We do not recommend insurance products based on the commission rate we receive.
No Additional Cost to You
When you purchase insurance through our affiliate links, you pay the same premium you would pay by going directly to the insurance provider. The commission we receive is paid by the insurance company as a marketing expense and is not added to your policy cost.
Not Insurance Advice
The information on American Insurance HQ is for informational purposes only. It does not constitute insurance advice, and we are not licensed insurance agents or brokers. Cost estimates are averages based on national data adjusted for state-specific factors — actual premiums depend on your specific business, claims history, coverage limits, and other factors. Always consult with a licensed insurance professional before purchasing coverage.
Privacy Policy
When you click our affiliate links, you are leaving our website and entering the affiliate partner's website. Their privacy policies govern the data they collect. We recommend reviewing the privacy policy of any insurance provider before submitting personal information. American Insurance HQ does not collect personal information through our website except through standard web analytics.
Contact
Questions about our affiliate relationships or disclosure practices: support@americaninsurancehq.com